PPF Calculator
Results
Total Investment
₹7,50,000
Interest Earned
₹6,06,070
Maturity Amount
₹13,56,070
Investment Breakup
Your PPF investment is on track for long-term wealth creation with tax benefits.
Other Investment Calculators
Understanding PPF Investment
Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers tax benefits under Section 80C and provides guaranteed returns that are revised quarterly.
Tax Benefits
Investment and returns are tax-free under EEE status
Guaranteed Returns
Government-backed returns revised quarterly
Long-term Savings
15-year lock-in promotes disciplined saving
PPF Calculation Formula
The PPF calculator uses compound interest with annual contributions:
A = P × (1 + r)^t + P × ((1 + r)^(t-1) + (1 + r)^(t-2) + ... + (1 + r) + 1)
Where:
- A = Maturity Amount
- P = Yearly Investment
- r = Interest Rate (in decimal)
- t = Investment Duration (in years)
How to Use This Calculator
- Enter your yearly investment amount (₹500 to ₹1,50,000)
- Select investment duration (minimum 15 years)
- Current PPF interest rate is pre-filled
- Click Calculate Returns to see results
Important PPF Rules
- Minimum yearly investment: ₹500
- Maximum yearly investment: ₹1,50,000
- Lock-in period: 15 years
- Partial withdrawal allowed from 7th year
- One account per person (except minor)
- Tax benefits under Section 80C