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Capital Gains Calculator

Results

Holding Period

365 days

Short-term Capital Gain

Capital Gain/Loss

49,000

Applicable Tax Rate

15%

Tax Amount

7,350

Gain Breakup

Consider holding for longer to qualify for long-term capital gains benefits.

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Capital Gains Tax Rates in India

Listed Equity Shares/Equity Mutual Funds

  • • Short-term (≤ 1 year): 15%
  • • Long-term (> 1 year): 10% above ₹1 lakh

Debt Mutual Funds

  • • Short-term (≤ 3 years): As per income tax slab
  • • Long-term (> 3 years): 20% with indexation

Property

  • • Short-term (≤ 2 years): As per income tax slab
  • • Long-term (> 2 years): 20% with indexation

Understanding Capital Gains

Capital gains tax is levied on the profit earned from the sale of capital assets. The tax rate and holding period criteria vary based on the type of asset and the duration for which it was held.

Short-term Gains

Assets held for shorter duration

Long-term Gains

Benefits of lower tax rates

Indexation

Inflation adjustment benefit

How to Use This Calculator

  1. Select the type of asset
  2. Enter purchase and sale dates
  3. Input purchase and sale prices
  4. Add any expenses incurred
  5. Get detailed tax calculation

Frequently Asked Questions

What is the difference between STCG and LTCG?

Short-term Capital Gains (STCG) arise from assets held for a short period, while Long-term Capital Gains (LTCG) are from assets held for longer periods. The holding period criteria and tax rates vary by asset type.

What is indexation benefit?

Indexation adjusts the purchase price of an asset for inflation, effectively reducing the taxable capital gains. This benefit is available for long-term capital gains on certain assets.

Are there any exemptions available?

Yes, various exemptions are available under different sections like 54, 54F, etc., especially for property. These typically require reinvestment of gains in specified assets.

How is holding period calculated?

Holding period is calculated from the date of purchase to the date of sale, excluding both days. Different asset types have different holding period criteria for classification as long-term.

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